Bank of America Online Services - Bill Pay - Balance Transfers - Mortgage Payments:

With the advent of the internet, now banks can offer lots of personal services right from your computer. All you need to do is login online at the Bank of America homepage at BankofAmerica.com. Once you are logged in, you can access your accounts, make payments on bills, mortgages, credit cards, or transfer funds between accounts. At first, there were many skeptics on the security of online banking, but each month 1000's more sign up online to do their banking. Bank of America has an excellent website that allows you to view statements, view images of your checks, pay your bills online for free with unlimited Bill Pay. There is tons of information on mortgage loans, equity lines of credit, credit card offers, savings & CD's, and investment management.

---

The one area of the website that I feel is better than all other online banks is the "small business" section. As a small business owner, I know how daunting it can be to manage bank accounts and pay bills. Bank of America has payroll & tax services right on their site. You can get "merchant services" like internet ecommerce, payment processing solutions, and more. Business lines of credit are available at your fingertips and because they are a brick and mortar company, you can always go into a local branch and talk things through with a real person if you want. Online banking can be secure, trustworthy, and easy. Bank of America offers it all for FREE.

Bank of America Credit Cards - MBNA Offers:

We all know how easy it is to spend money on our credit cards, but Bank of America online helps you manage your VISA account just as easily. Choose from a variety of VISA cards - Airline reward cards, Low rate cards, Student cards, Sports Cards (Football, Hockey, Baseball, NASCAR), and Reward & Travel VISA cards. Their online self services include activating your credit card, paying bills with your credit card, requesting a balance transfer, requesting a credit line increase, and monitoring your credit report. MBNA manages the credit cards for B of A and you can apply right online. They offer competitive rates with several cards having no yearly fee. Go online to BankofAmerica.com and sign up now.

B of A Checking Account

Who wants to pay a monthly fee when you have a checking account? Well, with Bank of America there is no fee as long as you go with their direct deposit program. You also get free online banking service with free bill pay and there is no minimum balance required. As long as you use the B of A ATM's, there is no fee associated with withdrawals. There are a variety of checking accounts to choose from. You can even chat online with a representative of the bank to help guide you through the steps. With online access, you can manage your checking account 24/7.

Mortgage and Home Equity Lines:

Getting a mortgage has never been easier and the rates are near all-time lows. Bank of America offers a variety of mortgage plans and rates to fit your needs. Get a 30 year fixed or an adjustable rate mortgage (compare both programs online). You can sign up for "borrowers protection plan" which allows your mortgage to be paid even when you are injured or out of work. The Bank of America website lets you prequalify online and get started immediately with buying the home of your dreams. If you have questions, just call 888-293-0264 and talk with a loan specialist. Americans have been pulling money out of their homes in the last few years as "equity lines of credit" to pay off higher interest rate credit cards, do home improvements or take that vacation they have dreamed about. You can do the same if you own your home and have equity built up. B of A makes "tapping" your equity simple and easy with no closing costs and no application fees. You could qualify for $40000 and pay back just $267/month.

Careers and Employment:

Perhaps working for Bank of America is something you have considered. Getting a job with B of A is a great opportunity to move up the corporate ranks in the banking industry and be a part of something exciting and challenging. You can search their job database online and view jobs available at both Bank of America and MBNA. Jobs are listed by category and by state. I have many friends that work for Bank of America that say the careers benefits are excellent.

Do you have a quality site or product that belongs in this guide? We are always happy to evaluate or review new products and websites. Feel free to contact us at the email address below and let us know about you. If you have a demo product you'd like us to look at, please contact us before sending anything. Thank you.

Review and Internet Guide Index: Cell Phones: - Nokia N91 phone (4GB MP3) - palmOne Treo 650 cell phone/organizer - Cell Phone Free Ringtones Computers and Internet: Discount Computer Memory Upgrades, Best Color Laser Printers, HP Photosmart and Deskjet Printer Reviews - Notebook and Laptop Buying Guide - Domain Name Registration Software: Download Adobe Acrobat PDF files - Adaware Anti Spyware Remover - Pop-up Blocking, Removing and Stopping pop up ads - Adobe Photoshop Tips and Tutorials - Microsoft Small Business Accounting

Audio/Video Electronics: Sony Portable Playstation PSP Buying Advice - What is Tivo and how does it work? - DirecTV - Sony Wega LCD TVs Digital Cameras and Photos: - Canon EOS 350D Digital Rebel XT DSLR - Nikon D50 Digital SLR - Buying a Digital SLR Camera Sharing Digital Photos - Digital Camcorder Formats MP3 Music, Players, Speakers: - Best Headphones and Popular Earphones Rankings - Cambridge Soundworks PlayDock MP3 Speakers - Free MP3 Music Downloads New iPod nano

Internet Guides: Health - Obesity - Diabetes - Plastic Surgery - Treatment for Depression Finance - Car Insurance Quotes - Mortgage Payment Calculator - Debt Consolidation Best Pet Supplies, Jewelry, Most Popular Travel and Hotels, Vacation Guides, New York Sight Seeing, Hybrid Cars, Handbags and Purses Cars and Automobiles Sports and Outdoors Household/DIY/Tools