Mortgage Calculators - Amortization and Interest:

As the housing market took off in recent years and home values made it seem like owning a house was unattainable in certain parts of the country even with the tricky mortgages you can get. Interest only mortgages fueled the bubble in some metro areas in California, Boston, and Florida which only added to the madness and now as things begin to cool off in the real estate market, potential homeowners are looking at all mortgage loans to determine the best fit for their financial situation. Using a mortgage calculator is probably the best way to figure out how much house you can afford given your income, debt load, and down payment. The best site with the largest selection of mortgage calculators was at Mortgage-calc.com. The website is setup so that you can answer questions like - How Much can I afford? - How Much can I borrow? - How much are my payments?. They also have some great analysis built into the calculators on the site with "rent vs buy calculators", "balloon payment calculators", "bi-weekly mortgage calculators", and "prepay versus invest calculators". The amortization calculators are great at showing you just how much of your monthly payment goes towards principle and how much goes towards interest on the loan.

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If you are still hooked on interest only mortgage loans and feel that they are for you, then go to http://www.mortgageloan.com/calculators/interest-only-calculator.cgi and plug in the numbers to figure out what your payment would be for the interest only versus the standard monthly payment. Mortgage rate calculators are a great reality check if you are dealing with standardized loans. They will show you exactly what your mortgage payment will be each month given your loan term and loan amount. It's only in recent years that mortgage brokers and mortgage lenders have brought other mortgage loan types into the picture which has confused many new homeowners into buying homes that they otherwise couldn't afford. Use a financial calculator and only work with a trusted mortgage lender that won't lead you astray. All the mortgage calculators we found online were free. Many of us have refinanced our home mortgages lately and many more will do so as the interest only loans come due in the years to come, you can get a head start on the process by using a mortgage refinance calculator at http://www.mortgage-calc.com/mortgagerefinancing/index.html.

Auto Loan Calculator - Car Payments:

Car loans are a lot less confusing when compared to home loans, but you still need to watch the interest rate, loan amount and cash back offers that are thrown in. Car payment calculators are a great way to determine just what it is you will owe each month for your car loan. For an excellent online experience, we think Bankrate has the best online loan and calculator site for cars at http://www.bankrate.com/brm/auto-loan-calculator.asp. Just fill in your auto loan amount, auto loan term, interest rate, and your auto loan start date. You will get back the monthly payment and the exact date your last payment will be made. You can also find out how "extra payments" will effect your pay off date.

BMI (Body Mass Index) Calculator:

Your body mass index is something that doctors and insurance companies use to determine your health risks as you get older. A BMI takes your sex (male, female), weight, and height to come up with a # that represents your body mass index. This # is a guideline for determining if you are overweight, obese or within the proper weight for your height. You can find a BMI calculator at http://www.medcalc.com/body.html. Keep in mind that BMI doesn't take into account some body types that have extra muscle mass such as professional athletes. I recently read a report that something around 70% of the NFL players are considered overweight by the BMI scale since many of them have large amounts of muscle weight. Check with your doctor for official results to determine if your weight and body structure is ok for your height.

Pregnancy Calculator:

Nothing can change your life faster than having a baby and if you think you are pregnant, it's good to find out the due date so you can prepare for the birth of the child. Most pregnancy calculators are setup around your ovulation cycle, they want to know the date of the first day of your last period. The sites listed below offer pregnancy calculators that will help you track your pregnancy and keep you up to date on pertinent dates along the way. We really like the calculator listed on Babycenter.com at babycenter.com/calculators/duedate/. Babycenter is a great resource for soon to be mothers and the site is loaded with everything you need to know about being pregnant and child rearing. Another good due date calculator is listed at http://www.medcalc.com/pregnancy.html.

School Calculators - Math and Science:

As school approaches each year for millions of junior high and high school students, the one necessity to buy is a calculator. We have found that Staples.com carries all the calculators you could ever want. The top sellers are the Staples SPL-230 8-Digit Display Calculator, HP 12c Programmable Financial Calculator, Casio FX-260SOLAR Scientific Calculator, Texas Instruments TI-83 Plus Graphing Calculator, and the Texas Instruments TI-84 Plus Graphing Calculator. They range in price from around $7 all the way up to $100+ for some models. They carry basic display calculators, printing calculators, graphing calculators, scientific calculators, financial calculators, and HP calculators.

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